Three principles shape the work. Deep technical training. Judgment earned through years of Canadian tax practice. The kind of attention only a small, deliberate firm can offer.
Continual investment of time and resources in continuing professional education, in technology that meaningfully improves the work, and in the business relationships that surround it, is what makes that attention possible.
We treat the reporting process as a window into how a business actually works, not a checkbox. Engagements span the full assurance spectrum, with the level chosen to match the user of the financial statements and the risk tolerance of the stakeholders behind them.
Legislation moves continuously. So does the planning. By staying current on new tax law as it develops, we identify opportunities to minimize current and future liability before they expire, and prepare returns for individuals, corporations, and trusts with the same rigour.
Finding the right partner for a business is rarely the hard part. Structuring the transaction so that it actually works on a post-close balance sheet is. We assess tax considerations, product and service compatibility, competitive position, financial impact, and cash flow, before the letter of intent is signed.
We gauge our worth by the success of our clients. The work is practical and technically sound. We identify the areas negatively affecting profitability and growth, develop flexible strategies that address the actual issues, and serve as a sounding board for management when the decision matters.
The Agency administers a number of tax credit and benefit programs which provide non-taxable monthly or quarterly payments to eligible individuals and families.
The most recent release of Statistics Canada's Consumer Price Index shows an increase in the overall rate of inflation for the month of April 2026.
Self-employed taxpayers and their spouses have until Monday, June 15, 2026 to file their tax returns for 2025.
After filing an income tax return for the year, taxpayers sometimes discover that necessary information was inadvertently omitted or misstated.
A number of tax incentives are available to eligible Canadian corporations which incur costs for qualifying scientific research and experimental development projects.
In its regularly scheduled interest rate announcement made on April 29, the Bank indicated that no change was needed to current rates. The Bank Rate remains at 2.5%.
Determine the monthly payment, total interest, and total cost of a mortgage. Rates compound semi-annually, paid monthly, per Canadian convention.
Estimate the maximum mortgage you may qualify for, using the Canadian GDS (39%) and TDS (44%) lending ratios.
See how much interest is saved, and how much sooner the mortgage is paid off, by increasing the monthly payment.
Compare the interest cost of the current mortgage to a refinanced version. Accounts for refinance closing costs and breakeven.
An accelerated bi-weekly payment is half the monthly amount, paid every two weeks. The extra payments shorten the amortization and reduce total interest.
Calculate the monthly payment, total interest, and total cost on a vehicle purchase financed at a fixed rate.
Manufacturers often offer either a cash rebate or a promotional financing rate. This calculator compares which produces the lower total cost.
Compare the total out-of-pocket cost of financing a vehicle purchase against leasing it over the same term. Residual value is the buyout amount at lease end.
The interest saved over the life of a loan by taking a promotional rate instead of a standard market rate.
For business equipment. Compares financing the purchase against leasing, with after-tax cash flow incorporated using the corporate tax rate.
Compares the after-tax future value of investing the same pre-tax amount in a TFSA, an RRSP, and an ordinary taxable account.
A quick reconciliation. Reconcile the bank statement balance with your own running balance by accounting for outstanding items.
Thank you. You'll hear back within one business day. For anything urgent, please call (416) 229-1411.